How to Prepare for a Tornado
How to Prepare for a Tornado
According to the Insurance Information Institute (III), 2023 saw 1,423 tornadoes in the U.S., with 83 fatalities. There are several steps to prepare for a Tornado, but the most important step is to know that you are homeowners insurance has the protection you need. Check your Homeowners Insurance: ask your agent about wind damage, hail damage, deductibles.
Trim Trees and Shrubs: Broken tree limbs can break windows or fall through your roof.
Know How to Turn Off Utilities: This can help avoid gas and water leaks during a storm.
Avoid Creating Flying Objects: Avoid using rocks or gravel in landscaping.
Strengthen Weak Spots: Focus on areas such as garage doors and AC units.
Check Gutters and Downspouts: Ensure they're secure.
Maintain Your Roof: Check the health of your shingles annually.
Does Homeowners Insurance Cover Roof Damage?
Imagine this: a ferocious storm barrels through your neighborhood, and the next thing you know, your roof's in tatters. It’s a homeowner’s worst nightmare. But here’s a stat that might shock you—70% of homeowners overpay for their home insurance, and many don’t even know what’s covered. Let’s break it down and see how your home insurance quote can actually save the day.