Terms of Use

Storms Anchor Insurance

Effective Date: February 16, 2026

These Terms of Use (“Terms”) govern your access to and use of the Storms Anchor Insurance website located at https://www.stormsanchor.com (the “Website”). By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use the Website.

1. Purpose of This Website

This Website is provided for general informational and educational purposes related to insurance coverage concepts, claims considerations, and coverage review requests.

Information provided on this Website:

  • Is not legal advice

  • Is not claims advice

  • Does not modify insurance policies

  • Does not bind coverage

  • Does not guarantee outcomes

Insurance coverage is governed solely by the terms, conditions, exclusions, and endorsements of the applicable insurance policy.

2. Coverage Reviews and Policy Review Requests

Submitting information through this Website, including through coverage review guides or policy review request forms:

  • Does not create an insurance contract

  • Does not change existing coverage

  • Does not guarantee eligibility, pricing, or claim outcomes

  • Does not obligate you to purchase insurance

Any review provided is informational and subject to carrier underwriting, policy language, and applicable law.

3. No Professional Advice

Content on this Website is provided for general educational purposes only. Storms Anchor Insurance does not provide legal, tax, or claims‑handling advice through this Website.

You should consult appropriate licensed professionals regarding specific legal, tax, or claims matters.

4. Licensing and Jurisdiction

Storms Anchor Insurance is an independent insurance agency licensed in certain states. Insurance products and services are offered only in jurisdictions where properly licensed.

Not all products or services may be available in all states.

5. User Responsibilities

By using this Website, you agree that you will not:

  • Submit false or misleading information

  • Upload sensitive personal information such as Social Security numbers or payment details

  • Attempt to interfere with Website functionality or security

  • Use the Website for unlawful purposes

You are responsible for ensuring the accuracy of information you submit.

6. Intellectual Property

All content on this Website, including text, graphics, logos, and design elements, is the property of Storms Anchor Insurance or its licensors and is protected by applicable intellectual property laws.

You may view and use Website content for personal, non‑commercial purposes only. Unauthorized reproduction or distribution is prohibited.

7. Third‑Party Links

This Website may contain links to third‑party websites for convenience or informational purposes. Storms Anchor Insurance does not control or endorse third‑party content and is not responsible for their practices or policies.

8. Disclaimer of Warranties

This Website is provided “as is” and “as available.” Storms Anchor Insurance makes no warranties, express or implied, regarding the accuracy, completeness, or availability of Website content.

Use of the Website is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by law, Storms Anchor Insurance shall not be liable for any damages arising from your use of or inability to use this Website, including reliance on information provided.

10. Privacy

Your use of this Website is also governed by our Privacy Policy, which explains how information is collected, used, and protected. By using the Website, you consent to practices described in the Privacy Policy.

11. Changes to These Terms

Storms Anchor Insurance may update these Terms from time to time. Updates will be posted on this page with a revised effective date. Continued use of the Website constitutes acceptance of the updated Terms.

12. Contact Information

For questions regarding these Terms, please contact:

Storms Anchor Insurance Email: insurance@stormsanchor.com Phone: 1-918-816-9927